10 Worst Things to Carry in Your Wallet

Since many merchants accept digital wallets, Clay says he’s apt to carry just a single credit card because he’s only encountered some gas stations that won’t let you pay with a digital wallet. These contain digital versions of your credit and debit cards, and you pay with a smartphone. Examples include Apple Pay, Samsung Pay and Google Pay.

10 Worst Things to Carry in Your Wallet

A resident of Colorado, Clay also relies on the myColorado mobile app to store his driver’s license, vaccination record, vehicle registration and proof of auto insurance. So unless he’s traveling out of state, he avoids carrying those.

Even if you’re not as tech-savvy as Clay, your wallet can be leaner, and with respect to cybercrooks, meaner. Take some time to declutter and potentially spare yourself from some time and trouble cancelling accounts and obtaining new cards. First, consumer advocates say, make photocopies (or take smartphone photos) of the front and back of all your cards, so you know whom to contact if they go missing.

Here are the 10 things that he suggests you remove from your wallet and store in a safe place,such as a fireproof lock box or a safe deposit box depending on how often you need to access them: